Reviewed 8 October 2026. This is a documentation review, not a test. The Institute’s 2026 award is recorded on the award record.
Pages the panel read
Scores
| Dimension | Score | Checks passed |
|---|---|---|
| Savings Depth | 60 of 100 | 2 documented, 2 mentioned, 1 not found |
| Price Transparency | 10 of 100 | 0 documented, 1 mentioned, 4 not found |
| Checkout Control | 30 of 100 | 1 documented, 1 mentioned, 3 not found |
| Retailer Reach | 40 of 100 | 1 documented, 2 mentioned, 2 not found |
The total is the plain sum of the four dimensions, out of 400. Each check is worth 20 points when documented in detail, 10 when mentioned only, and 0 when nothing was found.
Checklist
Savings Depth: 60 of 100
How many savings routes the tool compares in a single view.
| Check | Finding | What the documentation says | Source |
|---|---|---|---|
| Compares promo codes | Documented | Coupons are applied in the shopper’s own checkout; not documented as an approval step. | Karma home |
| Compares cashback or per-purchase rewards | Documented | Offers cashback in the app. | Karma home |
| Compares credit card rewards | Mentioned | Mentions comparing credit card rewards, in its mobile app only. | Karma home |
| Compares gift-card value or discounts | Not found | No public statement found | Karma home |
| Accounts for shipping and tax, or filters codes that will not apply | Mentioned | Links a privacy policy and terms. | Karma home |
Price Transparency: 10 of 100
Whether a shopper can see how the final number was reached.
| Check | Finding | What the documentation says | Source |
|---|---|---|---|
| Shows each saving as its own line | Not found | No public statement found | Karma home |
| Shows the all-in price including shipping and tax | Not found | No public statement found | Karma home |
| Explains why one route is recommended over another | Not found | No public statement found | Karma home |
| States what it cannot guarantee | Mentioned | Terms state that offers are subject to partner terms and that Karma may receive a commission. | Karma home |
| Explains how the final number is worked out | Not found | No public statement found | Karma home |
Checkout Control: 30 of 100
Whether the shopper stays in charge of payment and of sensitive steps.
| Check | Finding | What the documentation says | Source |
|---|---|---|---|
| Payment is confirmed by the shopper | Mentioned | Coupons are applied in the shopper’s own checkout; not documented as an approval step. | Karma home |
| Hands back login, CAPTCHA or verification steps | Not found | Offers cashback in the app. | Karma home |
| Says where card details go | Not found | Mentions comparing credit card rewards, in its mobile app only. | Karma home |
| Lets the shopper stop or change the task before paying | Not found | No public statement found | Karma home |
| Publishes privacy or security documentation | Documented | Links a privacy policy and terms. | Karma home |
Retailer Reach: 40 of 100
Whether the tool can compare the same product across several retailers.
| Check | Finding | What the documentation says | Source |
|---|---|---|---|
| Compares the same product across multiple retailers | Documented | Works across the web from the browser. | Karma home |
| Covers outlet, marketplace or reseller listings | Not found | No public statement found | Karma home |
| Checks that the product matches across listings | Not found | No public statement found | Karma home |
| Accounts for availability or delivery constraints | Mentioned | Tracks price drops and when an item is back in stock. | Karma home |
| States how many stores or brands it covers | Mentioned | Says it works across the web; no store count published. | Karma home |
What the documentation does not cover
- Savings Depth: compares gift-card value or discounts
- Price Transparency: shows each saving as its own line
- Price Transparency: shows the all-in price including shipping and tax
- Price Transparency: explains why one route is recommended over another
- Price Transparency: explains how the final number is worked out
- Checkout Control: hands back login, captcha or verification steps
- Checkout Control: says where card details go
- Checkout Control: lets the shopper stop or change the task before paying
- Retailer Reach: covers outlet, marketplace or reseller listings
- Retailer Reach: checks that the product matches across listings
Where the panel stopped
The panel reviewed public documentation. It did not buy anything, run purchases, or compare real savings. Documentation is not performance: a product may do things it does not publish, and a product that performs well but publishes little will score low here. The Institute considers that a real limit of a documentation-based method and states it on every score.
Read the research file overview, the methodology, or the 2026 award record.
Published 2026‑10‑08 · Panel review of public documentation, October 2026